Why long term disability claims can be so hard – what is objective medical evidence?

Ever tried to actually get paid from your employer’s long term disability policy?

Pretty hard, isn’t it?

Most of these policies are a sham   – virtually worthless.

Here’s a summary of a recent case where the long term disability company insisted on “objective medical evidence” but, at trial, could not explain what that meant!

Then they paid $10,000 to bring a doctor to court to try to explain.

The summary of the shell game is here.

The testimony of the insurance adjuster for Madison National Life Insurance Company who couldn’t explain is here

The cross examination of the $10,000 doctor who tried to explain (but got befuddled) is here.


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